Take control of your payments
Here to help you thrive
Payments Consult is an independent international consultancy practice specialising in secure electronic transactions: E-commerce; M-commerce; Attended and Unattended card present, including EMV PCI DSS environments.
The Director and Principal consultant is Nick Spicer, who has extensive payment industry experience covering Retail, Hospitality, Entertainment, Parking, Fuel, Vending, Travel, Ticketing, Telecommunications, Not-For-Profit and Government Sectors.
Payments Expertise
Over 20 years of financial services and multi-channel payment technology experience
ECommerce | MCommerce | EFTPOS | Unattended Payments | Stored value/loyalty | Alternative Payments | Direct Entry | Bank2Bank | PCI-DSS | EMV / NFC
Explore Our Services
Strategic payment consultancy tailored to your business needs.
Payment Strategy & Advice
Guidance on payment infrastructure, scalability, providers, and operational efficiency.
Payment Optimisation
Identify inefficiencies, improve performance, and streamline payment operations.
Interim & Operational Support
Flexible senior-level support for businesses navigating complex payment environments.
Flexible payment consultancy designed around your business needs.
Professional Experience
Head of Payment Acceptance
Head of non-cash payment acceptance, including Alternative Payment Methods (APMs) of circa £6bn p.a., operating across 30,000 payment devices: attended, semi-attended, and fully unattended, as well as multi-merchant digital channels.
20+ years experience
Over 20 years’ experience across banking, payment technology, transaction operations, technical support, and financial services, with a background spanning retail banking, payment infrastructure, systems support, and payment technology management across New Zealand, Australia, and the UK.
General Manager - International
Led international expansion and in-market operations for omni-channel payment and transaction services, supporting strategic growth across global markets and scaling payment infrastructure internationally.
Stay ahead with insights from across the payments industry.
